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Loan Purpose

5(9)on Google
Award-winning Mortgage Broker - Home Loan, Investment Loans and Refinance

Loan Purpose helps individuals and investors secure the right loans and build wealth through smart property and finance strategies, combining tax, loan, and property advice.

Loan Purpose

Meet the founder

Loan Purpose founder

Nimisha Kamdar is a Melbourne-based Property Wealth Strategist, Mortgage Broker and Registered Tax Agent who helps individuals and families make smarter financial decisions and build wealth through property.

She is the founder of Loan Purpose and Tax Purpose, where she offers a unique integrated approach that combines Tax, Loan and Property strategy under one roof. This allows clients to receive coordinated guidance on borrowing, tax planning and property investment, helping them structure their finances effectively and grow their property portfolio with confidence.

Nimisha works with first home buyers, homeowners and property investors, providing personalised advice and practical strategies to help them achieve long-term financial security and success.

Meet the team

Nimisha Kamdar
Nimisha Kamdar
Director

About Loan Purpose

Loan Purpose is a Melbourne-based mortgage broking and property strategy firm helping Australians build wealth through smart lending and strategic property investment. What makes Loan Purpose unique is its integrated approach combining Tax, Loan and Property strategy under one roof, helping clients make better financial decisions and maximise long-term wealth creation.

Led by Nimisha Kamdar, Loan Purpose works closely with clients to structure loans correctly, optimise tax outcomes and develop property investment strategies aligned with their financial goals. By combining mortgage broking expertise with tax planning insights, clients receive guidance not only on securing the right loan but also on how property decisions impact their tax position and future borrowing capacity.

Loan Purpose works with a wide network of lenders to provide tailored finance solutions including home loans, investment loans, refinancing, business loans and commercial lending. This integrated model allows clients to plan, finance and grow their property portfolio with expert guidance at every stage, making Loan Purpose a trusted partner for first home buyers, homeowners and property investors across Australia.

Services: Home Loans, Investment Property Loans, Refinancing & Loan Restructuring, First Home Buyer Loans and Guidance, Property Investment Strategy, Borrowing Capacity Assessment, Business & Commercial Loans, Car & Personal Loans, and Investment Property Tax Advice.

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What people say

Nimisha was both professional and friendly at the same time and she was also extremely patient with her explanations of all the options that we had for our property loans. More than anything, the high levels of transparency helped build trust and this experience has been the same across all our conversations! Definitely recommend Loan Purpose and Nimisha for
Ajay Ravindranath · via Google · 6 months ago
We have had a long association with Nimisha and Loan Purpose and I must say that we are very happy with Nimisha. She has always been timely, knowledgeable, provides great customer service. We have used her services while purchasing a couple of properties and for refinancing options and she has always given us best service and results. I’ll strongly recommend
Mathangi Vijayshankar · via Google · 5 months ago
We had a great experience with Loan Purpose for our home loan application and approval. Nimisha is very professional, responsive, and made the process simple and stress-free. She explained us our options very clearly and guided us at every step. Her USP is quick turnaround. Highly recommend Loan Purpose for anyone looking for reliable home loan support!
Sonam Raina · via Google · 6 months ago
Excellent, efficient and friendly service from Nimisha and Loan Purpose for our property loan applications - right from assessments through to presenting us options, guiding us with recommendations and negotiating with the bank for a better deal. Would highly recommend Nimisha for all your home loan queries and support :)
Smitha Vijay · via Google · 6 months ago
Nimisha has been very helpful in reviewing our case and getting us the right loan which meet our needs. She is always available and ever ready to help us with all our queries.
Kunal Shah · via Google · 9 months ago
See all 9 reviews on Google

What they stand for

Family OwnedFirst Gen FounderDiversity FocusedCharity SupporterLocal Job CreatorMulticultural BusinessProudly Indian OwnedWomen LedSustainable BusinessSouth Asian Founded

Service areas

Entire AustraliaEntire VictoriaMelbourne MetropolitanMelbourne RegionalEastern MelbourneYarra Valley and Dandenong RangesBayswaterBayswater NorthBelgrave SouthBelgraveBlackburnWonga ParkYarra GlenYarra Junction+4 more
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